Life Insurance on a UAE Mortgage: Why Banks Require It and What It Costs
Why UAE banks require life insurance on a mortgage, how the premium is worked out on the declining balance, and whether you can use your own policy.
Dubai real estate insights
Market analysis, buyer guides and regulation updates from the Propick team.
Latest articles
JVC vs Arjan 2026: Two Affordable Apartment Districts, One Big Difference
DLD data: JVC and Arjan both start at an AED 600,000 studio yielding 8.33%, but JVC has triple the resale liquidity while Arjan is appreciating faster....
How to Verify a Dubai Real Estate Agent's RERA Licence (BRN) and Listing Permit
How to check a Dubai agent's BRN, an agency's ORN, and a listing's Trakheesi permit on DLD's own portal before you sign anything or pay a deposit.
Hotel Apartments and Serviced Residences in Dubai: How the Investment Model Works
How Dubai hotel apartments and serviced residences work as an investment: DET rules, rental pool income, operator fees, and resale liquidity.
Holiday Home License in Dubai: The DET Permit, Tourism Dirham Fee, and Short-Let Economics
How Dubai's DET holiday home permit works: Tourism Dirham rates, Standard vs Luxury classification, who can apply, and short-let vs long-let returns.
Guaranteed Rent and Guaranteed ROI Schemes in Dubai: How They Work and What to Verify
How guaranteed rent and guaranteed ROI schemes in Dubai work, who actually funds the return, and the due-diligence questions to ask before you trust the number.
Green Visa UAE Explained: The 5-Year Residence Permit for Skilled Workers, Freelancers and Investors
Green Visa UAE explained: a 5-year self-sponsored residence permit for skilled workers, freelancers and investors, and how it compares to a property visa.
What Happens to a Family's UAE Visas If the Golden Visa Holder Dies or Divorces
A Golden Visa holder's death or divorce puts a spouse and children's UAE visas at risk. The grace period, ICP rules, and the property route explained.
Form F Explained: Reading Dubai's Unified Sale Contract Section by Section
Form F, the DLD unified sale contract (MOU), explained section by section: parties, price, deposit, commission and what to check before you sign in Dubai.
Fixed vs Floating Mortgage Rate in the UAE: How to Decide Which Is Cheaper in 2026
How fixed and floating UAE mortgage rates work, how EIBOR and Central Bank rules on DBR and LTV shape the trade-off, and how to decide in 2026.
Exit Strategy: When and How to Sell Your Dubai Investment Property
A practical framework for exiting a Dubai investment property: signals to weigh, the DLD sale process step by step, real costs, and no capital gains tax.
Emirates ID for Property Owners in Dubai: Procedure, Cost and Timeline
How Dubai property owners get an Emirates ID via the 2 year investor visa or 10 year Golden Visa: official ICP and DLD fees, documents and timeline.
Looking for a property in Dubai?
Tell us what you need and our team will send matching options.